রবিবার, ৩০ সেপ্টেম্বর, ২০১২

Thousands pray for US at 'America for Jesus' rally

PHILADELPHIA (AP) ? Thousands of conservative Christians gathered Saturday on Independence Mall in Philadelphia to pray for the future of the United States in the weeks before the presidential election.

Religious broadcaster Pat Robertson and Family Research Council president Tony Perkins topped a full day of speakers at "The America for Jesus 2012" prayer rally.

Robertson, a former Republican candidate for president, called the election important, but didn't mention either major political party or candidate by name.

"I don't care what the ACLU says or any atheists say. This nation belongs to Jesus, and we're here today to reclaim his sovereignty," said Robertson, 82, who founded the Christian Coalition and Christian Broadcasting Network, and ran for president in 1988.

Organizers plan another prayer rally Oct. 20 in Washington, D.C., two weeks before President Barack Obama faces Republican Mitt Romney in the presidential election.

Perkins asked the crowd to pray for elected officials including Obama.

"We pray that his eyes will be open to the truth," Perkins said.

A number of event organizers, though, have been vocal critics of the Democratic president.

Steve Strang, the influential Pentecostal publisher of Charisma magazine, which was distributed at the rally, recently wrote in a blog post that America is under threat from a "radical homosexual agenda." He also said Obama "seems to be moving toward some form of European socialism."

And speaker Cindy Jacobs has blamed a mysterious Arkansas bird-kill last year on Obama's repeal of the policy known as "don't ask, don't tell," which allows gays and lesbians to serve openly in the military.

Speakers throughout the day condemned abortion, gay marriage and population control as practiced by Planned Parenthood. Christian rock music filled the historic mall as speakers challenged the crowd to overcome the seven deadly sins: pride, greed, lust, envy, gluttony, wrath and slothfulness.

The rally was held outside of Independence Hall, where the Declaration of Independence was signed. Pennsylvania is also where evangelist George Whitefield preached during the first Great Awakening, the 18th-century religious revival that spread through the American colonies.

Source: http://news.yahoo.com/thousands-pray-us-america-jesus-rally-225047340.html

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Why Angel Investors Don?t Make Money ? And Advice For People Who Are Going To Become Angels Anyway

Andy RachleffEditor's note:?Andy Rachleff is President and CEO of Wealthfront, an SEC-registered online financial advisor. He serves as a member of the board of trustees and vice chairman of the endowment investment committee for University of Pennsylvania and as a member of the faculty at Stanford Graduate School of Business, where he teaches courses on technology entrepreneurship.?Prior to Wealthfront, Andy co-founded and was general partner of Benchmark Capital. Everywhere I go in Silicon Valley I hear people discussing their angel investments. The conversations remind me of fish stories. People love recounting the one time they caught a big fish, not the many futile hours they spent waiting for a bite.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/2OGsb6_oJCs/

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Things you should know about bad credit loans - Financial News ...


Bad credit situations are common these days. Many people have been affected by the global economic crisis making getting a loan difficult. Banks are much stricter about lending so many seek to obtain bad credit loans. You might be desperate, but before you act it is important to get some facts about bad credit loans. Here are some things you should be aware of before you borrow.

High Interest Rates

Institutions that offer bad credit loans often charge high interest rates sometimes even over 100%. It is important to read and understand all the terms and conditions on a bad credit loan before you borrow. If you don?t think you can make the payments you are better off looking for help somewhere else.

Scam artists

There are many fake loan institutions out there looking to take advantage of people. They appear very legitimate, but they are just waiting to steal your money from you. Avoid any lender that asks for a ?security deposit? or ?processing payment? or any other type of up front payment before you get the loan. They will quite simply take your money, and you will never hear from them again.

Other options

There are ways to get a loan though even if you have bad credit. For example:

You borrow against the value of your home or the equity you have paid towards your mortgage. Remember that if you can?t pay the loan the bank takes over ownership of your house.

These are organizations similar to banks but the owners are members of the credit union. All the members work in the same industry or live in the same geographic area. Credit unions are more flexible in their lending criteria as compared to banks.

It doesn?t hurt to ask a family member or friend for a loan. Write up an official contract agreeable to both parties. If you do it right you will both feel more comfortable.

Ask someone to co-sign on a bank loan with you. You are much more likely to get approved for a bank loan if someone with good credit is willing to sign the loan contract with you.

These are online sites that connect individual lenders with borrowers. Check out sites like www.prosper.com. The interest rates here are usually reasonable, but you have to sell yourself and transmit confidence to the lender.

Get a job

Your chances of being approved for a loan are much higher if you can show that you are employed. This applies to all types of bad credit loans. Unemployment makes lenders nervous and less likely to approve you for a loan.

Many people suffering from bad credit are in complicated situations, but there are options. If you present yourself as informed and prepared to make payments you are more likely to get approved for a bad credit loan.

Source: http://www.financeplaza.org/2012/09/things-you-should-know-about-bad-credit.html

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শনিবার, ২৯ সেপ্টেম্বর, ২০১২

US consumer spending rose 0.5 percent in August

WASHINGTON (AP) ? Americans boosted their spending in August even though their income barely grew. Much of the spending increase went to pay higher gas prices, which may have forced consumers to cut back elsewhere.

The Commerce Department said Friday that consumer spending rose 0.5 percent in August from July. It was the biggest jump since February.

Still, the increase was driven by a 1.7 percent surge in purchases of nondurable goods. That largely reflected a sharp rise in gas prices during the month. Spending on durable goods rose 0.3 percent, helped by gains in auto sales. Spending on services rose just 0.2 percent.

Income rose just 0.1 percent in August, reflecting the weak job growth. Taking into account inflation, after-tax incomes actually fell 0.3 percent in August ? the poorest performance since November.

High unemployment and weak wage growth have kept Americans from spending more freely, which has held back growth. Consumer spending drives nearly 70 percent of economic activity.

The economy grew at an annual rate of 1.3 percent in the April-June quarter, the government reported Tuesday. That's down from the 2 percent growth rate in the January-March quarter and far too weak to lower the unemployment rate, which was 8.1 percent in August.

Earlier this month, the government released a mixed report on retail spending that showed that consumers are feeling pinched by higher gas prices.

Consumers spent 0.9 percent more at retail businesses in August from July. But excluding the impact of gas prices and a sizeable increase in auto sales, retail sales rose just 0.1 percent. The retail sales report showed Americans cut back on clothing, electronics and at general merchandise outlets.

Gas prices rose more than 50 cents per gallon in July and August, but have since leveled off.

There have been some positive signs that spending could pick up. A measure of consumer confidence jumped this month to its highest level since February. Steady gains in home prices, along with record-low mortgage rates, have helped fuel a modest recovery in the housing market.

And a report Thursday offered some hope that the job market will strengthen. Weekly applications for unemployment benefits plunged 26,000 to a seasonally adjusted 359,000. That's the lowest level in two months.

Still, most economists expect only modest hiring gains when the government releases the September employment report next week. The forecast is that employers added roughly 100,000 jobs, about the same as in August.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/f70471f764144b2fab526d39972d37b3/Article_2012-09-28-US-Consumer-Spending/id-c51a08e9e95647eabf0625f5691778f7

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Source: http://gabinetedeprensa.com.es/2012/09/29/human-pay-more-attention-to-feet-overall-health-a-lot-more-craze-nike-high-heel/

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Ex-finance minister to challenge Merkel in 2013 - seattlepi.com

BERLIN (AP) ? Germany's main opposition party embarked Friday on an uphill struggle to oust Chancellor Angela Merkel, choosing a respected former finance minister who helped steer the country through the financial crisis as her challenger in next year's election.

Peer Steinbrueck, 65, emerged as the center-left Social Democrats' candidate after a monthslong guessing game over which of three potential challengers would face Merkel in the parliamentary vote expected next September.

Party chairman Sigmar Gabriel declared that Steinbrueck is the right candidate for a campaign in which tougher regulation of banks and markets will be a central issue.

"Taming the financial markets and winning back democratic control over them is the central condition for creating a new social balance in Germany and Europe," Gabriel said at a news conference.

The Social Democrats have long accused Merkel's center-right governing coalition of doing too little to prevent financial excesses. Earlier this week, Steinbrueck presented a plan that, among other things, called for big European banks to build up a ?200 billion ($258 billion) rescue fund rather than relying on taxpayer-funded aid.

But polls suggest that, while Steinbrueck is well-placed to attract swing voters, the Social Democrats will struggle to unseat the popular, 58-year-old Merkel, Germany's leader since 2005.

The Social Democrats consistently trail her conservative Christian Democrats, and surveys show no majority for their hoped-for coalition with the Green party.

Polls also show no majority for Merkel's current coalition with the pro-market Free Democrats, which has become notorious for its infighting, but suggest Merkel would be well placed to lead another "grand coalition" of right and left with the Social Democrats.

That's the combination under which Steinbrueck served as finance minister from 2005 to 2009, when he worked closely with the chancellor to limit the fallout from the demise of U.S. investment bank Lehman Brothers.

This time, he's keen to avoid ending up as Merkel's junior partner again.

"We want to oust this government," Steinbrueck said. "It is evident that this government won't be re-elected in a year's time but we don't want it to be only partially replaced."

One significant source of Merkel's popularity is her handling of the debt crisis in the 17-nation eurozone.

The Social Democrats and the Greens have criticized Merkel for what they decry as a too-little, too-late response ? but then they end up supporting her plans in Parliament.

They have extracted limited concessions from her, such as a commitment to support investments to foster economic growth in Europe, but haven't persuaded her to back any kind of pooling of eurozone countries' debt.

Steinbrueck has a reputation for plain speaking, which hasn't always made him popular with fellow Social Democrats. As a minister, he once remarked that his party appeared to the public like "crybabies" in the face of Merkel's popularity.

In 2009, he called for European governments to use "the whip" against neighboring Switzerland in the fight against tax evasion.

His successor, Wolfgang Schaeuble, has taken a more diplomatic approach, negotiating a deal with Switzerland. But with the election in sight, the Social Democrats have vowed not to let that through Parliament's upper house, where Merkel's coalition lacks a majority.

Steinbrueck was governor of North Rhine-Westphalia, Germany's most populous state, from 2002 to 2005 but lost the state to Merkel's conservatives ? a result blamed largely on the unpopularity of the Social Democrat-led national government at the time.

Steinbrueck's most serious rival, former Foreign Minister Frank-Walter Steinmeier, said he didn't want to try another run at the chancellery.

Steinmeier was Merkel's challenger in the 2009 election, when the Social Democrats slumped to their worst result in post-World War II Germany, winning just 23 percent of the vote.

___

Juergen Baetz in Berlin contributed to this report.

Source: http://www.seattlepi.com/news/article/Ex-finance-minister-to-challenge-Merkel-in-2013-3901248.php

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